First of all, it depends on the type of debt you owe, such as credit card loan, bank loan, online loan or personal loan. These loans are legally low-interest, illegally high-interest, which must be dealt with urgently (with criminal risks) and which can be extended. These problems must be sorted out. Only by finding the root cause can we solve the problem reasonably.
Secondly, after sorting out these problems, try to negotiate with the lending institutions or individuals and tell you the truth, hoping to stop repaying the accounts and extend the repayment period, so as to reduce the repayment pressure without damaging personal credit information.
Finally, work hard, work with peace of mind, do odd jobs in your spare time, develop steadily, find opportunities for promotion and salary increase, enhance your personal value, increase your monthly income, and strive to pay off your debts.
After being in debt, the most taboo is that you are upset in the west. If you can't calm down and face the situation you need to deal with, who can help you solve the debt problem?
The arrears can be paid off through normal repayment channels. Don't go astray because of impatience and try to get rich overnight by gambling. This is an unrealistic method. Some people will go astray by supporting loans with loans. These unrealistic methods will only increase your own debt, but actually can't solve the debt problem you need to face now.
After paying off all debts, we must learn from this incident and not make the same mistake again. If the debt is due to carelessness in business, when preparing to return, management must be in place and financial supervision must be strong to prevent the recurrence of arrears.
If it is a debt caused by personal consumption in advance, you must get rid of this bad habit after paying it off. Consumption in advance is not a good way of life, so you must get into the habit of saving some money for yourself. Then, in case of an emergency, we will have the confidence to deal with all kinds of emergencies.