A: In most cases, the US real estate market does not require buyers to be residents or citizens, and there are no special regulations on visas. America is a country of immigrants. Overseas people are welcome to invest or buy real estate in the United States, and there are almost no restrictions on buying a house.
2. What kind of real estate can China people buy in the United States?
A: The laws and regulations of different states in the United States are different, but most states do not restrict foreign natural persons and legal persons (companies and institutions) from buying general residential and commercial real estate, including the main markets on the east and west coasts, such as California, Florida and new york.
3. What are the advantages of buying American real estate?
A: permanent property rights of American real estate; Market stability, anti-inflation, annual appreciation of 8%-15%; Fully refined decoration; The area adopts the interior area (balcony, walkway and garage are not included in the interior area); Under the supervision of the property rights company, the funds are safe and reliable; Self-occupation and investment, high net rental return; Buying a house can be loaned, and the interest on funds can be realized through financial leverage.
4. Can I immigrate to the United States if I buy American real estate?
A: At present, immigration to the United States needs to be realized through specific immigration projects, which will also help you get a credit record in the United States.
5. What is the minimum down payment for China people to buy a house loan in the United States? How much can I borrow?
A: The minimum down payment ratio for foreign citizens to buy a house in the United States is 30%, which means that the loan ratio is 70%.
6. What is the current loan interest rate for American loans to buy a house? What are the two ways of loan interest rate?
A: At present, the loan interest rate is 4.2%-4.5%, which is divided into fixed loan interest rate and floating loan interest rate.
7. What other expenses do I have to pay after buying American real estate?
A: You also need to pay the monthly property management fee, property insurance fee and real estate tax. The total is 65438+ 0.5% to 3% of the house price.
8. What is the property tax for buying a house in the United States?
A: Property tax, as the name implies, is the tax that the property owner pays to the local municipal government every year. Real estate tax is generally calculated on an annual basis. The better the area, the more expensive the property tax. Generally speaking, real estate tax is used for municipalities, counties, school districts, community colleges and other government agencies.
9. What is the title insurance in the process of buying a house in the United States?
Answer: To buy real estate in the United States, property insurance must be carried out to protect the interests of customers during the transaction. As a third party, property insurance companies participate in the whole process of real estate transactions. The contents include: property right verification, property right insurance, fund supervision, transfer registration, etc.
10, what is the property management company?
A: The property right company is under the jurisdiction of the state or state government department, and it has a fund supervision license issued by it, and its capital flow is strictly supervised by the government; In addition, the property company needs to pay a certain amount of deposit (similar to the bank reserve) in case of special circumstances to compensate customers.
1 1. What is the buyer's transaction cost?
A: Every suite is different, which is about 2% of the house price).