Annual interest rate: 7. 18%- 18.0%
Loan term: 3/6/912/24.
Repayment method: equal principal and interest, interest first, then principal.
I. Access requirements
1. Applicant: 18-60 years old (55-60 years old only for quality customers), registered in Chinese mainland;
2. When applying for this business, the local provident fund has been continuously deposited for more than 1 year, the amount of bilateral remittance has reached 500 yuan, and the special high-quality customer base can be relaxed to 6 months (the specific results are subject to the approval results of system access requirements);
3. Stable income, good credit information and no record of bad behavior;
4. Customer identity and other conditions that meet our anti-money laundering requirements.
Second, the credit requirements
1. The number of credit institutions shall not exceed 5 (conditions may be relaxed);
2. The cumulative overdue times in the past two years shall not exceed 4 times;
3. In principle, the inquiry shall not exceed 6 times in the past three months, depending only on the number of loan approvals.
Three. Access area
Input area:
Beijing/Tianjin/Shanghai/Chongqing/Shijiazhuang/Qinhuangdao/Taiyuan/Baotou/Shenyang/Dalian) Changchun/Harbin/Nanjing/Wuxi/Xuzhou Changzhou/Suzhou/Nantong/Huai 'an/Yancheng/Yangzhou/Zhenjiang/Taizhou/Hangzhou/Ningbo/Hefei/
No entry.
Prohibited behavior: loan funds shall not be used for investments such as house purchase, stocks, funds and wealth management;
Tips: Loans are risky, so be careful when borrowing money. You should make reasonable loans, reasonable consumption and avoid overdue according to your personal ability!
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