There are short-term loans in the "I want to borrow" of CITIC Bank. After the application, you need to add a bank account number (it can be our bank or other banks). After the application is approved, the money will be transferred to the bank account you fill in. The general audit period is within 24 hours. According to my experience of borrowing twice, the money will be credited to my account after 12 am.

Note: After the successful application of "I want to borrow money", CITIC Bank will set up an "electronic cash card with loan and return" for you. When you pay back, you should pay back to this account. It is recommended to download "Dynamic Card Space" to complete all operations.