1. In the case of meeting the relevant loan standards, if the purchase policy changes after one year, or the mortgage interest rate changes, these are the risks that buyers need to bear.
2. Have a fixed residence and valid residence certificate in the purchase area.
3. 18~65 years old, a natural person with full capacity for civil conduct.
4. Have a legitimate occupation and stable income, have a good willingness to repay, and need a good credit report.
5. Can provide legal guarantee recognized by the bank.
At present, there are usually two modes of zero down payment introduced by developers. One is the same as installment down payment, that is, you don't have to pay down payment when you buy a house, and then make up the down payment within a specified period of time, such as 1~3 years, and then hand over the house and pay down payment when you move in. The other is to apply for more mortgages from the bank by inflating the transaction price of the house, thus achieving the goal of zero down payment.
Yoshiya real estate encyclopedia, buying a house needs more knowledge.