If you want to increase the repayment amount, you can apply directly to the bank. If you repay two years in advance, you need to charge a handling fee of 3% of the repayment amount, and no handling fee will be charged after two years. You need to provide your latest income certificate, bank statement, etc. To prove that your repayment ability has improved.

Mortgage actually refers to the one-to-one loan that buyers need to repay to the bank on time after mortgage to buy a house. mortgage to buy a house refers to the loan behavior of taking real estate assets as collateral, obtaining bank loans and repaying the principal and interest in installments according to the contract, and the bank returns the collateral after the loan is paid off.