It shows that the customer's loan information has not been reported to the Credit Information Center of China People's Bank. You can go to the bank to complain and ask for verification.

Second, why do customers say that their provident fund mortgage is not reflected in the credit report?

My hometown is in Hefei, with a mortgage house and a five-year social security fund. Can I buy a house? Is the loan interest rate high? Hello, if you don't have a house in Hefei, you can buy 1 set. Provident fund loan is the benchmark interest rate.

3. Why is my provident fund deposit rate not reflected in the credit report?

Because your provident fund deposit rate is a special transaction, it has not flowed into the financial market and has not been included in the credit information center, so it will not be displayed. But you can prove your provident fund deposit rate through your own provident fund deposit record. In addition, you can consult your provident fund management organization to find out whether your provident fund deposit rate really exists and whether they have informed the credit information center of your provident fund deposit rate.

4. Does the credit investigation have an impact on the review of provident fund?

Credit information will definitely affect provident fund loans. Personal credit information is one of the information that will be referred to when reviewing provident fund loans. It depends on your overdue situation.

Housing provident fund loans have the following requirements for credit reporting:

1. The applicant lender or spouse has outstanding overdue loans; Shall not lend housing provident fund;

2. If the credit card overdraft of the loan applicant fails to repay on time, the housing provident fund will not lend;

3. The reason for the overdue repayment of credit cards in the credit record is that the annual fee has not been paid and there are no other overdue transaction records, so you can borrow the housing provident fund;