The benchmark interest rate for bank loans in 2002 is as follows (released on February 2, 20021day): 5.04% in June (inclusive); 1 year (inclusive) 5.31%; 1~3 years (inclusive) 5.49%; 3~5 years (inclusive) 5.58%; More than 5 years, 5.76%.

The benchmark deposit and loan interest rate is the deposit guidance interest rate issued by the Central Bank (China People's Bank) to commercial banks, and it is one of the monetary policies used by the Central Bank to regulate the operation of social economy and financial system.