The salary card can't apply for our loan. If you are a teacher, you can try to apply for a lightning loan from China Merchants Bank without mortgage. Whether it is successful or not shall be subject to the results of system audit.

China Merchants Bank has lightning loan business. At present, you can only apply through mobile banking or check whether you are eligible to apply.

If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in My → All → My Loan → My Lightning Loan.

The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.