The car was forcibly driven away by the creditor, and the alarm was not accepted because this is an economic dispute case, which belongs to the jurisdiction of the court, and the parties can protect their rights by filing a civil lawsuit. First of all, it's illegal. Whether he is a creditor or not, this practice is illegal. 1 10 will not be handled. Please call 12345 to complain 1 10.

However, if the car originally belonged to you, but you mortgaged it to the guarantee company and borrowed money from a third party through the guarantee company, it is likely that you have already passed the repayment period. If the guarantee company towed the car away according to the contract, you must pay off the loan to get your car back, otherwise you can't get it back. Lending institutions have this right. Mortgage car loan itself is the transfer of creditor's rights and is protected by law.

China's laws clearly stipulate that the mortgagor has the right to dispose of and transfer the pledge when it expires, and the owner has no right to take back the vehicle through various channels, and stealing the vehicle is even more illegal and criminal. If the owner breaches the contract, the pledgee has the right to transfer the creditor's rights, and the auxiliary vehicle and the right to use the vehicle are transferred together, which is a legal act. It is also protected by law for others to buy legally mortgaged cars through legal channels. The creditor has bought the car, and the original owner has no reason to take it back. If the owner insists on getting the mortgaged car back, he must communicate with the three parties and pay off the buyer's principal and interest.

You can call the police if the car is driven away by the creditor because you owe money. Creditors have no right to take the debtor's car and should take other legal ways to collect debts. Theft, fraud, looting, looting, extortion or intentional damage to public or private property shall be detained for not less than five days but not more than ten days, and a fine of not more than 500 yuan may be imposed; If the circumstances are serious, he shall be detained for more than 10 and less than 15, and may also be fined less than 1000 yuan.

legal ground

Public security administration punishment law

Article 49 Whoever steals, swindles, robs, robs, extorts or intentionally damages public or private property shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan; If the circumstances are serious, he shall be detained for more than 10 and less than 15, and may also be fined less than 1000 yuan.