2 1 Married, my mother-in-law didn't ask for the bride price, and gave 65438+ ten thousand. Plus the money collected and the money given by parents, the deposit earned in the middle is almost 40.
22-23 began to expand, lost money in business, was cheated by friends, and owed 500,000 foreign debts.
24.25.26 I felt very confused and did nothing. My parents don't care about me, and my wife thinks she can't live with me.
I figured it out. I started from scratch, sold cars, paid money, smoked 7 yuan cigarettes, worked in a construction site, worked as a coolie for a year, and taught myself how to weld in the sun. Besides, the boss values me very much and always teaches me things. I am very grateful, and the site masters also take care of me.
At the beginning of 28, I learned a little and began to do coolies one after another. My friends see that I am not as an asshole as before, and slowly introduce me to some small jobs. If you can't get it yourself, follow others.
29 this year. There are 50 thousand foreign debts. After the completion of this project, all foreign debts will be settled. People still can't forget their roots, sometimes they can't be too loyal, enough is enough, and it's not all right for young people to have capital. Be realistic. Money is hard to earn these years. Spend more if you have it, and spend less if you don't. There is another word, be kind to your woman, after all, people are still following you in such a miserable situation. The harder the more fortunate.
I am 36 years old, with a debt of 600,000 yuan, and the pressure is three times that of you. My experience is that if you are not afraid of death, you are afraid of living.
I started my business at the age of 27. I have 300,000 yuan of my own, borrowed 500,000 yuan, and I still have 200,000 yuan on me after I finish the plant and mechanical materials. I bought a delivery truck, and I still have 6.5438+0.4 million yuan of working capital. I didn't know what to think at that time, so I just wanted to take it one step at a time. It took me almost two months to start working.
At first, I didn't have any clients, only a few friends I used to know. What if there is no business? I rode my motorcycle to other people's homes and told them that the price could be discounted and the processing fee was cheaper in the market. This will gradually increase in the next month and more customers will owe more money. It is normal to owe money here in the south. No money, no business. By the end of the year, apart from personal salary, rent and other expenses, you still have hundreds of dollars and more than 600 thousand debts. Whether it is good or not depends on the debt collection at the end of the year.
I didn't go home until the day before I received the Spring Festival at the end of the year, and I received three copies of 2, which was not bad. Go home and return the borrowed money to others, leaving 65,438+10,000. Maybe with the first year's experience, the business grew bigger and bigger in the second year, so after four years, the savings exceeded 1 million, and people became restless when they got rich. There were no bad hobbies before, but when the income was stable and people were free.
It doesn't matter if you have money at first. If you lose, you lose. You don't feel bad about losing tens of thousands in one night. I gambled for a year and almost lost 600 thousand. At that time, if I braked, I still lived a carefree life, but I kept gambling. My wife quarreled every day after knowing it, and the factory didn't care. After this year, I lost 800 thousand by the end of the year, and my wife told me to go home and have a serious talk.
People are greedy at heart. At that time, I thought it would be okay to gamble a few more times. I borrowed money from my friend and my friend believed me. I said I would pay him back at the end of the year, and I lost more than 654.38+0 million in the second year. At the end of the year, my wife found out that my friend asked me for debt and paid me back 500 thousand. There's nothing she can do, because it won't change my wife's divorce from me, her children following her, and her property.
I have no income, so I go to work. I earn less money, but at least I will have income. I slowly paid back some of the money I owed. Although it is far from enough, I believe I can do it myself. My ex-wife also told me that if I went back, the two of us could make money slowly and pay it back soon. Now I also go back to work with my wife.
25-year-old debt of more than 200,000! It's a little stressful There are old people in the world and little people in the world! Personally feel relaxed! Take your time! Find a good time to start a business! If you fall again, turn it over again! Get up!
Alas, after a glass of wine, it's tears to talk too much.
20 15 years borrowed10.4 million yuan. 20 16, resigned from the bank. 20 17 years, I started a business. In 20 18, I started a lot of businesses. 20 19, the entrepreneurial environment is not good and it is still being supported.
10.4 million loan, 20 years, more than 9,000 yuan per month, not to mention other liabilities, let's talk about the idea after resignation on 20 16.
At that time, except for a few credit cards, I really had no money. Many people are surprised at why I quit my job in the bank. Five insurances, one gold and one year1more than ten thousand, it seems that the opportunity cost is too high.
Maybe I am a group of brave people. I really didn't think too much at that time. I never thought about whether I had money or a loan, nor did I think about the future. I just quit my job! ! ! Quit your job! ! !
At that time, I didn't know what I could do. I seem to have left the bank and don't know how to make money. At that time, I was under great pressure every day, not to say death, but I certainly couldn't sleep well.
Starting a business means constantly spending tuition, earning and losing, but you can really learn a lot from different industries. I especially believe in one sentence: people are forced out. Tik Tok has an interesting saying: You don't know how rich your parents are unless you force them.
Chicken soup is coming, and I can't get tired of drinking it. When you are young, give yourself a little pressure to see if you are the one who can make money. If you were, you would bet on it. Congratulations! No, I don't regret it. At least I tried.
Heart tired plus relatives 65,438+million car loans 33,333.33 per month.
Salary 5500
I don't know what to do.
Your opinion is worthless. I am 36 years old and have a debt of 450. Once the scenery was infinite, now I am down and out, and I don't have a real friend around me. Undead, one day. I have just been an e-commerce business for five months now, and I have five employees, hoping to make a comeback.
You are 32 years old, I am 3 1 year old, and my personal debt is nearly 1 ten thousand. I dare not tell my parents. Although my family was demolished in 10 and divided into four houses, my parents are thinking about how to save money and don't know how to manage the demolition money. In these nine years, I hope to get the support of my family because of my increased experience. As long as it is 200,000 yuan, the demolition fee is 1.2 million yuan. Parents think that internet cafes can't be opened, mainly because of the large investment. They think I work honestly, no matter how hard I work. As soon as I left the society, I listened. I just work honestly, with a monthly salary of 1200, but I provide food and accommodation. My parents also asked me to pay myself 800 yuan a month. I saved 1000. At the beginning, I paid honestly. Later, the salary rose to around 2500. Parents at home arrange blind dates. I didn't get paid because of the cost. But because talking about the object, the cost is relatively large, and there is no money at all.
Later, I met my ex-wife, who asked me to leave the factory, 14 got married and opened my own shop. Later, because the shop was opposite to the gate of a middle school in our county, the middle school was closed for three years because of expansion, so I went to the Meituan group purchase work. I earned more than 100,000 yuan in Meituan for more than a year, but my salary card is with my ex-wife. Because of her habitual abortion, she basically didn't work for three years.
From 15 to 16, because I am a member of the US delegation, I have to wander around the county every day. At that time, the house in the county was only 3 100 square meters, and the down payment was only 40 thousand. I discussed with my daughter-in-law, and if it is not complete, I will write my name and hers. My daughter-in-law meant to ask my parents to make a down payment, and we also paid off the mortgage. After all, we haven't been married long, and our family is not rich enough. I didn't agree, and I ended up with nothing. I have also mentioned the investment in buying a house several times, all for this reason. Later 16, Nanjing was restricted to purchase, and Liuhe was not restricted to purchase. House prices rose overnight. The house I wanted to buy rose from 3,000 to 12000.
17 is the beginning of my low point in life. I quit my job to get pregnant. There happened to be an Internet cafe in Liuhe, which cost 350,000 yuan. My ex-wife and I only have 200 thousand. I thought about borrowing some money from my parents to find a job with fixed and free working hours in Liuhe. I also went to work on time, but my child didn't keep it in the end. Later, for various reasons, my ex-wife and I divorced. I only got back 50,000 yuan of savings, but I didn't get any gold jewelry. I lost three children as compensation. At that time, my parents also invested in the kind of fund-raising, that is, saving 10 thousand yuan and getting 60 yuan every day. My parents and I invested 1 1000, and finally lost everything.
Then I entered the monster charging. A 17 start-up company, many systems are still not perfect. Originally, it was said that there were shares, but it was necessary to sign. Nearly120,000 yuan was invested in the middle, all of which were borrowed from the platform, mainly used for the maintenance of merchants, and the contribution from merchants was more than 6,000 yuan per day. Later, the leader arranged a relative to come over. First, I found a reason to divide my performance and arrange for me to go to Qinhuai's mess. On the surface, it seems to be for development. Actually, I just let myself go. When I refused to divide the performance at first, the leader called my parents. My parents didn't understand, and they were scared to death. They said they could make decisions for me and support the division of performance! It's no use sticking to it! ! ! Invest 1.2 million, lose everything! Back and forth * * * lost 370 thousand! ! !
This year, I made another investment. Although it is still borrowed, it is developing well at present.
You are under too much pressure, my ass!
12 works in Zhengzhou, and has a monthly surplus besides rent and utilities.
13 years, he began to float, he wanted to do business and open a restaurant. Borrowed money, swiped a credit card, and took hundreds of thousands.
/kloc-the rent rose in 0/5 years, and the partners were in conflict, resulting in huge losses and debts of 200,000 yuan.
I started working in 16 and 17, and I am getting better and better. I am not willing to do business.
18, 19, I borrowed money, used small loans, used online loans, applied for credit cards, swiped cards, and entered an infinite loop, with a debt of 800,000 yuan. Life went by.
See yourself angry!
Borrowing money is normal. In recent years, I have borrowed 400,000-500,000 yuan every year, although sometimes I don't know where to invest. You should not take borrowing money as a bad thing, or you are not afraid of how much you borrow as long as the borrowed money can be used correctly. Personally, I think it is abnormal not to borrow money.
I have a debt group, all heavily in debt. Everyone is a debtor in all walks of life. You only bear 20. On the surface, it doesn't seem to be much. In fact, it is also a great pressure for people who can only bear so much. No matter how much debt, debt groups generally have no funds. How can we solve these problems without funds? The hope of a person turning over is too small. In this process, most people are very difficult. Want to find relatives and friends to help solve it? As soon as I heard that I was in debt, I immediately became a different person. Really a friend in need. Only by sharing and communicating with each other can such groups show infinite strength, integrate their own resources, cooperate with each other, and seek new development opportunities, so as to get rid of the realistic predicament and go ashore as soon as possible.