Legal analysis: 1. If the transaction reference price of the purchased and re-traded housing is announced by the housing construction department, the value of the housing is determined by the lowest value of the online signing contract price confirmed by the housing construction department, the housing evaluation price and the transaction reference price announced by the housing construction department, and the loanable amount is calculated. 2. The original "minimum down payment ratio will be increased by 10% if the purchased re-traded house is over10".

Legal basis: Notice of Chengdu Housing Provident Fund Management Center on Printing and Distributing the Detailed Rules for the Implementation of Individual Housing Loan of Chengdu Housing Provident Fund.

First, the identification of the housing value of the re-traded housing

When purchasing re-traded housing for provident fund loans, the transaction reference price of the purchased re-traded housing is announced by the housing construction department, and the housing value is determined by the lowest of the online contract price confirmed by the housing construction department, the housing evaluation price and the transaction reference price announced by the housing construction department, and the loanable amount is calculated.

Two. /kloc-Provisions on down payment ratio for buildings over 0/0 years old

If the age of the purchased re-traded house exceeds 10, the minimum down payment ratio will be increased by 10%.