Legal analysis: the household registration books of both parties are required. To buy a house with a loan, you need to provide ID cards, household registration books and other documents of both husband and wife. You can also call the bank in advance to avoid omissions and delay time.

Legal basis: Article 1065 of the Civil Code of People's Republic of China (PRC) stipulates that the property acquired during the marriage relationship and the property before marriage are owned by individuals, jointly owned or partly owned or partly jointly owned. The agreement shall be in writing. Where there is no agreement or the agreement is unclear, the provisions of Articles 1062nd and 1063rd of this Law shall apply.