How to use the installment pass of China Construction Bank?
CCB Installment Pass is a credit card installment product launched by China Construction Bank, which can be used for diversified consumer credit scenarios that cannot be met by the fixed credit card quota and cannot be covered by the installment products in the current market. The installment pass of CCB has the characteristics of convenient application, exclusive quota, wide use and easy repayment.
First, buy all kinds of consumer goods.
In fact, CCB installment pass is a credit line approved by the bank to customers by stages. The credit line can be used to buy large-scale durable consumer goods, weddings, parenting, settling down, paying taxes, health and so on.
Second, spend at will on the designated official card.
If you have a mortgage loan from CCB, you can apply for an installment loan from CCB. After the application is approved, the bank will give your credit card a special installment loan. After the loan amount is reached, you can go to the outlet of CCB to complete the installment transaction, transfer the money to your special consumption card, and then you can swipe your card at any merchant designated by CCB.
However, it should be noted that since the installment quota of CCB and the credit card quota of CCB are independent and separate, the installment quota of CCB cannot be recycled.
Third, some functions are limited.
The installment of CCB will be specially equipped with a debit card, and the installment amount will also be paid to a special debit card. However, it should be noted that the function of this debit card is limited, and some transactions are not available, such as cash withdrawal, transfer, online payment, withholding and remittance.
What is the reason why CCB refuses to pay by installment?
According to the previous summary of the handling conditions, we can also know that if you want to apply for the installment of CCB, then you must have certain assets and financial resources. Of course, your credit must be good. If you have a bad credit record, you can't apply. Therefore, if your application for installment of CCB is rejected, it is very likely that your credit conditions do not meet its requirements.
It is the choice of many people who want to borrow money, but there are certain requirements for the applicant's assets, financial resources and credit status. Therefore, if your credit status does not meet the requirements for handling, it is very likely that your application for installment of CCB will be rejected.