If the bank has not yet lent money, the loan application will be cancelled at the bank, which will not affect the future use of the provident fund; The purchase contract is based on the existence of the buying and selling relationship; The responsibility of return a house lies in the developer's overdue delivery and breach of contract, and all expenses and losses caused by return a house shall be compensated and borne by the developer; Since the loan has been paid to the developer's account in one lump sum, the developer often pays the loan amount and interest to the lender and terminates the loan contract with the lender.
Second, how to refund the housing provident fund when buying a second-hand house in full?
If you want to withdraw from buying a second-hand house in full and return the housing provident fund, you can bring your own purchase contract and then apply for check-out and withdraw the housing provident fund.
Thirdly, it puts forward how to deal with the check-out provident fund loan.
Because the developer delayed the delivery for two months, but the contract agreed to delay the delivery for one month, the owner can request to return a house. I am a provident fund loan, and the loan has been repaid for half a year. [Table] I would like to ask: As the developer delayed the delivery of the house for two months, but the contract agreed to delay it for one month, the owner can request to return the house. I am a provident fund loan, and the loan has been repaid for half a year. The developer asked us to repay the bank loan first and cancel the mortgage. What is the check-out process of mortgage house stipulated by law? Thank you! 1. The law does not specify the specific check-out process. Everything is subject to the agreement in the house purchase contract. If negotiation with the developer fails, please sign a tripartite written termination agreement with the developer and the bank to terminate the pre-sale contract of commercial housing and the personal housing loan contract. Be sure to specify when the developer will refund your house payment, pay you liquidated damages, and agree on the corresponding liability for breach of contract; The cancellation of the agreement must be stamped with the special seal for the contract between the developer and the bank, and you must take an original. If it happens, you can claim rights from this agreement; Second, if negotiation fails, the contract can be terminated and the house payment can be returned. The developer can be the defendant and the bank can be the third party to win the case according to law. Third, if the contract stipulates that you must send a written return notice to the developer within a certain period of time, you must send it on time in duplicate and send it by postal express;
Fourth, mortgage the second-hand house to withdraw the provident fund. Is it necessary to retire the provident fund for a long time?
Yes According to the information on the withdrawal of provident fund from mortgaged second-hand houses, after long-term withdrawal of provident fund, the housing provident fund withdrawn from the property will be fully returned or will be withdrawn to repay the loan.