The annual interest rate of Yantai provident fund loans with a term of less than 5 years (inclusive) is 2.75%, and the annual interest rate of loans with a term of more than 5 years is 3.25%. Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. Regarding the question "How much is the interest of Yantai provident fund loan", the following is a detailed answer from Bianxiao. com. 1. What is the interest rate of Yantai provident fund loan? 65,438+0. The annual interest rate of loans with a term of less than 5 years (inclusive) is 2.75%; 2. The annual interest rate of loans with a term of more than 5 years is 3.25%. 2. Yantai Provident Fund Loan Location: Yantai Housing Provident Fund Management Center: No.46, Hai Yin Road, Laishan; Zhifu Management Department: Jindu Building17th Floor, No.9 South Street, Zhifu District; Development Zone Management Department: No.83 Jinshajiang Road, Development Zone; Laishan Management Department: Yingchun Street, Laishan/Jinmao Center, No.0/70, KLOC-0/6th Floor; Fushan Management Department:No. Xianfu Street 196, Fushan District; Mu Ping Management Department: 7th Floor, Government Affairs Center, No.368 Zhengyang Road, Muping District; Long Island Management Department: 3rd Floor, China Construction Bank, Paradise Street 130, Long Island County; High-tech Zone Management Department: the second floor of the Government Service Center of Venture Building in High-tech Zone; Laiyang Sub-center: No.400, Qi Jing West Road, Laiyang City; Haiyang Sub-center: Floor 2, China Construction Bank, Haiyang Road 14, Haiyang City; Qixia Sub-center: 4th floor of China Construction Bank, No.63 Shancheng Road, Qixia City; Longkou Sub-center: Floor 10, Guangdian Building, No.299 Fudong Second Road, Dongcheng District, Longkou City; Penglai Sub-center: Yinghai Building, Chuangfa East Road 17, Penglai District; Laizhou Sub-center: Administrative Service Center, No.598 Weimin Street, Laizhou City; Zhaoyuan Sub-center: No.0/07, Chushan Road, Zhaoyuan City. Three. Legal Basis of Yantai Provident Fund Loan Article 12 The Housing Provident Fund Management Committee shall, in accordance with the relevant provisions of the People's Bank of China, designate commercial banks entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted banks); The housing provident fund management center shall entrust the entrusted bank to handle financial services such as housing provident fund loans and settlement, as well as the establishment, deposit and return procedures of housing provident fund accounts. The housing provident fund management center shall sign an entrustment contract with the entrusted bank. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. The above is the answer to "What is the interest rate of Yantai Provident Fund loan?". The implementation standard of the interest rate of provident fund loans is the same all over the country. At present, the interest rate of provident fund loans within five years is 2.75%, and the interest rate of loans over five years is 3.25%. If you have any questions or legal problems, please visit the website for consultation.
Legal objectivity:
The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions and expand the floating range of deposit interest rates. The People's Bank of China decided to lower the benchmark interest rate of RMB loans and deposits of financial institutions from March 20th 1 5 to March1. The benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 5.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 2.5%. At the same time, combined with the interest rate marketization reform, the upper limit of the floating range of deposit interest rate of financial institutions was adjusted from 65438 0.2 times of the benchmark deposit interest rate to 65438 0.3 times. The benchmark deposit and loan interest rates of other grades and the deposit and loan interest rates of individual housing provident fund are adjusted accordingly.