The amount of mortgage loan for shops is 80% of the value of real estate assessment, and the term of mortgage loan for new houses is not more than 30 years, and that for second-hand houses is not more than 20 years. Real estate mortgage loan requires that the service life of the house be within 20 years and has strong liquidity. The loan interest rate shall be implemented on the basis of the loan interest rate of the same period and grade stipulated by the Central People's Bank. The above is how many mortgage loans shops can borrow and how many years they can borrow.

The company also launched a mortgage loan.

1. Combined with the company's cash flow, you can choose a variety of repayment methods, including full loan and zero compensation, full loan and zero compensation. You can repay the loan at any time according to your own needs. Companies can flexibly allocate liabilities according to their own production cycle and production initiative;

2. The company's core competitiveness: from a longer-term perspective, the introduction of intellectual property mortgage loans is conducive to a profound understanding of the significance and efficacy of intellectual property in daily life and stimulate the innovation ability of enterprises;

3. Preferential policies: Beijing Zhongguancun Intellectual Property Promotion Bureau and the Municipal Science and Technology Commission provide discount loans to consumers who have obtained patent mortgage loans in Beijing Branch and repay the principal and interest on time according to a certain proportion of the benchmark interest rate.

This article is mainly about the knowledge points of how many years shops can mortgage loans, and the content is for reference only.