The monthly payment is 2505.56 yuan.

The total interest is 29 1467. 14 yuan.

Two. Bank lending rate for the same period is 202 1 until May 2022.

202 1 year 10 The interest rate of bank loans for the same period is:

1 and 202 1 Short-term bank loans in the same period: within one year (inclusive), the interest rate is 4.350%. 2.202 1 medium-and long-term bank loans in the same period: one to five years (including%; The interest rate for more than five years is filial piety 4.9%.

3. What is the bank mortgage interest rate in 2022?

The mortgage interest rate is the housing provident fund loan interest rate: 1-5 interest rate 2.75%, 6-30 interest rate 3.25%; The benchmark interest rate of commercial bank loans: 1, 4.35%, 1-3, 4.75%, 3-5, 4.75%, 6-25, 4.90%. Generally speaking, mortgage loan is "mortgage", and mortgage interest rate is divided into provident fund loan interest rate and commercial loan interest rate. At present, the mortgage interest rate is as follows:

Housing provident fund loan interest rate

Year: 1-5, annual interest rate: 2.75%

Duration: 6-30 years, annual interest rate: 3.25%.

Benchmark interest rate of commercial bank loans

Year: 1 annual interest rate: 4.35%

Year: 1-3, annual interest rate: 4.75%

Term: 3-5 years, annual interest rate: 4.75%.

Duration: 6-25 years, annual interest rate: 4.90%.

4. What is the mortgage interest rate in 2022?

What is the loan interest rate of China Construction Bank in 2022? Now, more and more people borrow money. China Construction Bank is one of the four state-owned banks, and its deposit and loan business is the best among the major banks. So, what is the loan interest rate of China Construction Bank in 2022? In fact, the loan interest rates of different banks are different. Even within CCB, the interest rates of different loan products may be different, but they are basically floating on the basis of the benchmark interest rate of central bank loans. Benchmark interest rate table for short-term bank loans 1. Annual interest rate within one year (including one year): 4.35%. The medium and long-term payment is 1. Annual interest rate from one year to five years (including five years): 4.75%. 2. Annual interest rate for more than five years: 4.90% individual housing provident fund contribution 1. Annual interest rate for five years or less: 2.75%. 2. Annual interest rate for more than five years: 3.25%. Loan conditions of China Construction Bank: 1. China citizens with full capacity for civil conduct are between the ages of 22 and 55. 2. The borrower can issue legal and valid identification (or valid temporary residence permit). 3. The borrower must have good credit, and there is no bad credit record and overdue repayment in the personal credit report. 4. Stable income and the ability to repay the loan principal and interest on time (generally, the lender's annual income is required to be more than 20,000 yuan). 5. There has never been a record of personal loan default or overdue repayment in CCB. Loan process of China Construction Bank: 1. Borrowers need to bring their identity certificates, income certificates, credit certificates and other materials to China Construction Bank to apply for loans. 2. The bank determines whether the information carried by the borrower is complete and meets the requirements, and then accepts the loan. 3 banks should review the loan conditions and decide whether to provide loans according to the independent loan management system of loan separation and grading approval. 4. After the bank is approved, it will sign a loan contract with the borrower. 5. The borrower uses the loan according to the loan contract, and repays the principal and interest on schedule.