3.85%. According to the information of China People's Bank, on October 22nd, 20021165438/kloc-0, the loan market quoted interest rate (LPR) was 65438+3.85% for a 0-year period and 4.65% for a 5-year period and above. The loan market quotation is a basic loan reference interest rate calculated and published by the National Interbank Funding Center authorized by the People's Bank of China. The representative quotation bank quotes according to the bank's loan interest rate for the best quality customers, plus the open market operating interest rate (mainly referring to the medium-term lending convenience rate).