2. Repay on a monthly basis. Since CCB's fast loans are divided into five products: fast e-loan, financial e-loan, pledge loan, car e-loan and wo e-loan, some products can be repaid on a monthly basis, which is suitable for people with stable income and reduces the pressure of one-time repayment.
Fast loan is an online loan service provided by qualified users, which supports online loan financing through various channels. Some friends don't know how to spend the money after applying for fast loan, so how can the money from the special account for fast loan of CCB be transferred out?
CCB's "fast loan" is divided into four products: fast e-loan, car e-loan, financing e-loan and pledge loan. Not every product supports the withdrawal and use of loan funds. Three products, such as "fast e-loan", "pledge loan" and "financing e-loan", can independently transfer the loan funds to the debit card for loan signing through various channels. "Car e-loan" does not support the transfer of loan funds, and it needs to be swiped at the 4S shop designated by the cooperative automobile manufacturer of CCB. The loan funds can only be used to buy cars, auto insurance and related after-sales services.
Four ways of fast loan transfer:
1.ATM withdrawal: after inserting the card, select "quick loan business" in the main interface, and then select the special account for quick loan to withdraw money.
2. Counter withdrawal: Take your ID card and bank card, and go to any outlet of CCB to go through the fast loan withdrawal procedures.
It should be noted that the loan funds of fast loans can only be used for consumption or business purposes, and may not be used for investment in securities such as stocks, house purchase, futures trading, repayment of other debts and other consumption and investment activities prohibited by relevant national laws and regulations. If it is necessary to provide consumption vouchers in the future, but the borrower cannot provide clear and compliant consumption vouchers, the principal and interest of the loan will be paid off in one lump sum.
The launch of "Small Micro-Fast Loan" product is another measure for CCB to practice the service of "mass entrepreneurship and innovation", which further improves the online financing service system of small and micro enterprises with wide coverage, differentiation and high efficiency, enriches the ways and contents of financial services for small and micro enterprises, is an effective way to improve financial services for small and micro enterprises, and is an important starting point to promote the development of inclusive finance. In order to help solve the goal of "financing is difficult and expensive" for small and micro enterprises, and to escort the dream of realizing the growth of small and micro enterprises.