Full-time graduate students each apply for a loan amount of no more than 12000 yuan per year; If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.
National student loan application process
The application process of national student loan: student application → school preliminary examination → bank approval → signing a contract between the two parties → bank granting loans → repayment of loans after graduation.
Note: Banks do not directly accept students' loan applications. Students who apply for loans must apply for loans to the designated department of their school before and after the start of the new school year 10, and receive and truthfully fill out the Application Form for National Student Loan, the Commitment Letter for Applying for National Student Loan and other related materials.
(B), the conditions for applying for national student loans
Conditions for applying for a national student loan: full capacity for civil conduct (minors must obtain the written consent of their legal guardians); Honest and trustworthy, law-abiding, no violations of law; Study hard and you can finish your studies normally.
Due to family difficulties, the income earned during school is not enough to pay for the basic expenses (including tuition, accommodation and basic living expenses) needed to complete their studies; Approved by the school; Meet other conditions stipulated in the General Rules for Loans published by the People's Bank of China.
(three), the application of national student loans materials
Materials for applying for the national student loan: provide the necessary information about the economic situation of myself and my family (generally including my written application, family economic situation questionnaire, proof of difficulties above the street or township, guarantor's guarantee and my actual performance, etc.). ), promise the repayment liability clause, and provide the repayment guarantor.
compensate
College graduates enjoy tuition compensation and national student loan policy when they join the army. The amount of tuition compensation or principal and interest of national student loans per academic year shall not exceed 6000 yuan.
Graduates who actually pay tuition fees or receive the principal and interest of national student loans of more than 6,000 yuan during their school days shall be compensated or compensated according to the amount of 6,000 yuan per year. If it is less than 6000 yuan, compensation or compensation will be implemented according to the principle that tuition fees and principal and interest of national student loans are both high.
The specific standards for tuition compensation and loan compensation during school before enlistment are the same as those for fresh graduates. At the same time, the state gives tuition subsidies to college students who apply for retirement and resumption of study. The maximum tuition fee is 6,000 yuan, the annual tuition fee is 6,000 yuan, and the actual subsidy is less than 6,000 yuan.