Whether it is a credit loan or a mortgage loan, a personal ID card is one of the application materials that must be submitted. For example, the application materials required for general unsecured loans are:

1, certificate type: original and copy of the second-generation ID card;

2. Work certificate: such as a copy of the work permit or the original work certificate with official seal.

3. proof of income: the bank's payroll account has been running for nearly half a year (the bank account needs to open online banking);

4. Address proof: water, electricity, communication and credit card bills in the applicant's name in the last two months (valid proof showing the applicant's name and address); Renting a house can provide a rental contract and a two-month water and electricity invoice under the landlord's name. If the customer is registered in a foreign country, he needs to apply for a temporary residence permit.

So Shanhaiguan can't get a loan without an ID card. If your ID card is lost or expired, you should apply for a new ID card in time.