2. Article 201 of the Contract Law: If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses.
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First, sending you flowers is not bank credit, but linked to Alipay Sesame Credit. When you have overdue repayment or malicious breach of contract on the flower delivery platform, you will go to the credit information system of Sesame Credit to reduce Sesame Credit, thus Alipay will affect the use of other functions.
At the same time, in order to urge overdue customers to repay on time, you will be required to fill in a lot of relevant information when borrowing, including the contact information of relatives and colleagues. When you are overdue, the customer service staff will contact other emergency contacts, which will bring unnecessary influence to your social credit. So I suggest you borrow money and repay it on time as agreed.
Second, your favorite flower is a small loan software for college students and company white-collar workers. "Flowers for You" is based on mobile APP, and users are mainly 20-30 years old, mainly young people. Unlike other online loans, it is positioned as a small loan, with a general amount of several thousand, not exceeding 10,000, but it is much faster to review and make the next payment, which is also a major feature of it. It is a subsidiary of Beijing Dingli Chuangshi Technology. In addition, sending you flowers is not a credit report, but it is linked to sesame credit score. If there is overdue or long-term non-repayment, your sesame branch will decline, and everyone needs to pay attention.