1. If you want to borrow 1.3 million yuan, you should first have a property worth 1.9 million yuan, instead of borrowing as much as you want.
2. The mortgaged property shall be evaluated.
3. The purpose of the loan should be clear and legal, and it cannot flow into the stock market.
4. The interest rate of state-owned commercial banks shall be implemented in accordance with the interest rate documentNo. 100 1. China People's Bank 08 1223, the interest is the same, but the handling fee is different.
5. If it is a business loan, it can only be 654.38+0 million, with a term of 5 years and the interest rate rising by 654.38+00%.
6. According to the term of 1.3 million yuan and 10 year, the benchmark interest rate is 5.94%, and the equal principal and interest: the monthly payment is 14393.53 yuan.
Supplement: The loan is RMB 6,543,800+RMB 3,000, with a term of 5 years, and the monthly payment is RMB 25,096.39 at the benchmark interest rate.
2. I want to borrow 300,000 yuan of personal property mortgage loan and pay it off in five years. I don't know which bank has the lowest interest rate. How much does it cost a month? Please give me some advice, thank you?
Loan principal: 300,000 yuan
Loan term: 5 years (60 months)
Four situations of paying off all loans at a fixed interest rate:
☆ Calculated by commercial loans with equal principal and interest.
Annual interest rate: 6.4% (monthly interest rate is 5.3333333 ‰)
Monthly payment: 5855.8 yuan.
Total interest: 5 1348. 16 yuan.
☆ Based on commercial loans and average capital.
Annual interest rate: 6.4% (monthly interest rate is 5.3333333 ‰)
Monthly payment for the first month: 6600 yuan
Decreasing month by month: 26.67 yuan
Monthly payment at the end of the month: 5026.67 yuan.
Total interest: 48,800 yuan
☆ Calculated according to the provident fund loan with equal principal and interest.
Annual interest rate: 4% (monthly interest rate is 3.3333 ‰)
Monthly payment: 5524.96 yuan.
Total interest: 3 1497.4 yuan.
☆ Calculated according to provident fund loans and average capital.
Annual interest rate: 4% (monthly interest rate is 3.3333 ‰)
Monthly payment for the first month: 6,000 yuan
Decreasing month by month: 16.67 yuan
Monthly payment at the end of the month: 50 16.67 yuan.
Total interest: 30,500 yuan
I want to borrow a personal property mortgage loan of 300,000 yuan, which will be paid off in five years. I don't know which bank has the lowest interest rate. How much does it cost a month? Please give me some advice, thank you.
I hope the landlord won't believe that unreliable interest will make you lose everything. Family life suggests that the landlord go to the formal loan platform.
I want to borrow a personal property mortgage loan of 300,000 yuan, which will be paid off in five years. I don't know which bank has the lowest interest rate. How much does it cost a month? Please give me some advice, thank you.
Real estate mortgage loan of Suzhou Guangfa Bank with a term of 20 years and interest of 3.5%.
See if you are in Suzhou. If you are in Suzhou, you can contact.
See what you do, whether you go to work or start a business, and prescribe the right medicine.