Can I apply for a three-year joint guarantee loan and a small loan? Urgent! Urgent! Urgent! Can banks set internal deadlines? What is the repayment method!

1, three-household joint guarantee loan, generally used for working capital, with a credit period of no more than 3 years and a loan period of no more than 1 year;

2. The loan term is determined by the bank according to your loan purpose and turnover period;

3. The repayment method can be "one-time repayment of principal" or "repayment of principal and interest at maturity".

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