1. Add collateral. If the credit fails, you can consider increasing collateral, such as increasing real estate, so that the borrower's overdue cost is higher and the probability of applying for a car loan is greater;
2. Find an auto financing company to handle auto loans. If you apply for a car loan in a bank, the credit requirements are stricter. At this time, you can consider looking for an auto financing company to apply for a car loan. Relatively speaking, the credit requirements of auto financing companies are not so strict;
Borrow money from relatives and friends and buy this car in full. If the credit information is too poor to apply for a car loan, you can try to borrow money from relatives and friends, and you can give them an iou according to regulations, make an appointment for repayment date, and pay attention to timely repayment;
4, choose to suspend for a period of time, first try to repair the credit, usually pay attention to accumulate more good credit, and then apply when the credit gradually improves.
Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law.