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Is it okay to take a bank loan of RMB 100,000 for one month only?

A bank loan of RMB 100,000 for one month is acceptable.

The loan period of the bank loan can be only one month, or it can support borrowing and repaying at any time and paying off the debt in advance. Then after one month of use, the user can pay off the loan to terminate the loan contract. . In fact, most banks' short-term loan repayment methods are relatively flexible. Generally speaking, they support users to pay off the loan in advance. They only need to borrow for one month and choose to pay off the debt in advance.

Of course, whether you have to pay liquidated damages and early repayment fees when paying off your debt early depends on the loan contract.

Bank loan refers to an economic behavior in which a bank lends funds to those in need of funds at a certain interest rate in accordance with national policies and agrees to return the funds within an agreed period. Generally, you are required to provide a guarantee, house mortgage, or proof of income, and have a good personal credit report before you can apply.