1, from the company background.
Founded at the end of 20 10, it has a formal financial license approved by CBRC. Its parent company is Gitzo Group, and its strength is still relatively strong. Holding a license means being legal.
2. From the perspective of business scope.
There are 9 countries, 29 provinces and municipalities directly under the central government and 3 12 cities doing business, covering a wide range.
3. From the product price list,
Irregular publicity and updates guarantee the right to know.
Interest rates are clear and transparent, such as consumer loans. The loan principal is 500-25,000 yuan, divided into 3- 12 months. The daily interest rate (simple interest) is 0.066%, and the annual loan interest rate (simple interest) is 23.76%, which is within the scope of judicial protection, that is, the annual interest rate is lower than 24%.
4. From the perspective of user privacy and rights protection policies,
Bank withholding, uploading consumer vouchers, account and system security, customer service function, personal information authorization, information storage, information protection, etc. It is clearly stated, and users are accepted to complain to the consumer protection department or bring a lawsuit to the court where Gitzo is located. This shows that Gitzo's loan strength is still satisfactory, paying attention to service and accepting supervision and review.
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Extended data:
Is Gitzo Financial Loan Legal?
Legal.
Gitzo Consumer Finance is a formal licensed consumer financial institution with the qualification of lending, and the annual interest rate of its loan products does not exceed 36%, so Gitzo Financial Loan is legal. Of course, some users think that Gitzo's interest is high, but the interest, service fee, management fee and liquidated damages all add up, and the annual interest rate does not exceed 36%, so Gitzo's interest is high but legal.