The current high housing prices make many people who just need it daunting. Nowadays, many people have the need to choose a house, but they can't afford to buy a full house, so everyone chooses a personal mortgage to choose a house. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to choose a house in Puning, what is the down payment for a 22 1 10,000 house? How much is the monthly payment? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 2210000 * 30% =1547000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it should not be less than 50% of the appraised house price, that is, if the total house price is 22 10000 yuan, the down payment needs 2210000 * 50% =105000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and monthly payment of housing in Puning, if you are going to buy a house of 22 1 000 yuan in Puning, you should make adequate financial preparations. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Puning housing loan I provided for you. I hope it will help you!