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What is the current situation of loans in Beijing?
In response to the public opinion that Beijing's housing prices continue to rise and personal business loan funds illegally flow into the housing market, Beijing Banking Insurance Regulatory Bureau acted quickly, and together with relevant departments, timely adopted a series of powerful regulatory measures, such as deploying comprehensive self-inspection, carrying out special inspections, and introducing special systems, and resolutely implemented the central regulations on "guaranteeing supply". Do you want to live in a house? Spirit, maintain the stable and healthy development of the capital real estate market.

At present, the real estate market in China is very complicated and changeable, and many citizens speculate on real estate illegally, especially in first-tier cities such as Beishangguangshen and Shenzhen. Due to the limited land development, the population flowing into first-tier cities is increasing every year, which leads to the rising housing prices in first-tier cities. Many real estate speculators have also benefited a lot from it. They have issued personal business loans and have been investing in more houses. It is precisely because of these people's real estate speculation that the normal development of China's real estate market has been disrupted.

China real estate market presents a situation of separation of hot and cold. First of all, for developed big cities, the population is increasing, and the housing prices in these cities are rising, but the population in third-tier cities and towns is declining, and the housing prices in these places are falling, so not all houses are rising, only those houses with good geographical conditions have the basis for rising. I also warn our citizens not to be blind when investing in houses, otherwise they will not make money in the end, but will set a trap for themselves.

China's real estate market is gradually stabilizing. As the government has realized the harm caused by high housing prices, cities have adopted a series of regulatory policies, such as restricting citizens from buying new houses or extending the sale time, which has also stabilized housing prices in time. The government also hopes that more funds can flow from the real estate market into the real economy, thus promoting the development of more enterprises and increasing more employment opportunities, which also shows that the real estate dividend period has passed and will never rise as rapidly as before.