False, loans are generally distributed without handling fees

Common loan scams:

1. You only need an ID card to get a loan:

You don’t need anything else to make a payment. If you encounter this situation, be careful. After getting your ID card, he may ask you to pay money. If you don’t pay, he may threaten you to reveal your ID card information;

2. The interest rate is much lower than the general interest rate:

For example, in the "_ loan" that made a lot of noise before, the weekly interest rate for female college students to borrow money was as high as 30, which is undoubtedly a loan shark. Moreover, this kind of loan sharking is usually accompanied by violent collection. Once you take the bait, it will be difficult to get out of this vicious cycle.

3. Asking someone to pay before the loan is granted:

Usually, regular online loan platforms will not charge any fees before issuing the loan. Management fees and other fees will be clearly marked in the agreement to let the parties know clearly, and they will not be collected until the loan is successfully issued. Including major banks applying for credit cards, no fees will be charged before the card is approved. Only after the card is approved and activated for normal use, the relevant fees will be deducted. Those who go around asking for help with loans and credit cards, but the loan money has not been recovered, and the credit card has not yet been received, but they ask for payment first, 99% are scammers.