What will happen if Everbright mortgage is overdue for one day?
Failure to repay Everbright mortgage on time may result in penalty interest and may affect credit reporting. For details, please contact the local loan outlets for consultation. If the account balance is insufficient at the time of deduction, please repay it in time, and then the system will automatically make up the deduction every night.
Whether the mortgage is overdue for one day depends on how the housing loan contract signed by the borrower and the bank is agreed. If there is a grace period for mortgage repayment in the contract, it is not overdue.
If your mortgage is one day overdue by accident, it is suggested to recharge it in the repayment bank card immediately, and then remind the bank to deduct the money, telling the bank that it was not intentional, obtaining the bank's understanding and not uploading it to the personal credit report. For those who make mistakes for the first time, banks generally understand that the final result is subject to the bank.
Everbright mortgage repayment regulations:
Under normal circumstances, the first-hand housing loan of China Everbright Bank will be repaid in the next month, and the repayment date can be set as corresponding day, unified day or any day every 1 calendar month 1 repayment period. Please check the loan contract or contact the loan bank for details. Interest is charged for the first and last loan repayments according to the actual days of funds.
The loan repayment handled by China Everbright Bank can be repaid in advance through inter-bank transfer, WeChat, Alipay and other channels, or cash deposit can be handled through the counter or self-service equipment of China Everbright Bank, and the system will automatically deduct the money on the repayment date. If the bank does not deduct money on the repayment date, you can call customer service for specific reasons.