You need to go to the Housing Authority to cancel the mortgage. You need to bring the settlement certificate, the application for cancellation of the mortgage, the two certificates, the certificate of other rights and the ID card. Judging from the current repayment situation, there are two main ways to settle the loan: one is normal settlement; The second is to settle in advance. The former means that the borrower pays off the loan according to the contract; The latter means that the borrower pays off the loan in part or in one lump sum in advance. If the borrower wants to pay off the loan in advance, he must apply in advance according to the regulations of the handling bank, and can only go through the formalities of prepayment after approval. 1. Process for other property ownership certificates: 1. The applicant holds the above-mentioned relevant materials to apply at the acceptance window of the accreditation hall. After checking the information correctly, the agent shall issue an Acceptance Form for the Registration of Property Rights of Urban Real Estate Transactions (hereinafter referred to as the Acceptance Form) and submit it to the applicant for acceptance; 2. The applicant shall, after the date of receiving the certificate indicated in the acceptance form, bring the acceptance form and the original identity certificate to the property right payment window, and then receive the certificate at the property right issuance window. If the approval is not passed, it will be notified separately. 2. Requirements for handling other property ownership certificates: It complies with the provisions of the Urban Real Estate Management Law, the Property Law, the Regulations on the Administration of Provincial Urban Housing Property Rights and Property Rights Registration, and the Measures for Housing Registration. Other application materials for the title certificate of immovable property: 1, and the original Application Form for Registration of Establishment of Real Estate Mortgage; 2. The original certificate of the city's real estate archives; 3. The newspaper declared that the real estate license was lost and invalid. 4. Copy of real estate license (proofread the original); 5. Information jointly released by the mortgagee and the mortgagor; 6. If the mortgagor is an individual, submit a copy of the ID card (original verification). In the case of joint property (including the property jointly owned by husband and wife), a copy of the identity card of other co-owners (original verification) shall also be submitted; If the mortgagor is a unit, provide a copy of the business license (or organization code certificate) (original verification); If it is impossible to submit the original verification, it is necessary to submit a copy or photocopy of color printing with official seal and statement issued by the industry and commerce; If the mortgagee is an individual, submit a copy of the mortgagee's ID card (original verification); If the mortgagee is a financial institution, submit the identity certificate of the mortgagee, and issue a letter of introduction, a power of attorney and a copy of the trustee's ID card (original verification). How to cancel other warrants when they expire? The cancellation of such certificates must comply with the relevant regulations of our country, and the cancellation of such certificates can only be handled after the housing loan is paid off. China's relevant creditors signed and confirmed that the relevant house owners brought relevant documents to the local house property rights handling hall for handling.