I paid the provident fund for four years in a row, rested for four months, and went to a new unit to continue to pay the provident fund. In this case, I can't get a loan. You have paid the housing provident fund for six months before you took out the loan. In other words, no matter how long you keep paying, you must have it before the month you borrow it. Pay for 6 months continuously.

First, the first time employees withdraw housing provident fund, they should show their original identity certificate, and provide a copy of their identity certificate and related certification materials.

2. The interest rate adjustment of provident fund loans shall be implemented in May 1 1, 2065438. The interest rate of provident fund loans for more than five years is 3.75%, the monthly interest rate is 3.75%/ 12, and the annual interest rate of provident fund loans for five years and less is 3.25%, which is consistent throughout the country.