What is the purpose of Lishui provident fund loan policy?
According to the requirements of the higher authorities to implement the differentiated credit policy, the maximum amount of the first and non-first housing provident fund loans for employees will be increased respectively, and the role of the housing provident fund in housing security will be further exerted to meet the rigid and improved housing needs of employees.
To sum up, the maximum amount of employee housing provident fund loans has been increased; The maximum amount for employees to apply for housing provident fund loans for the first time will be raised to 800,000 yuan; The maximum amount of employees paid in a single time will be raised to 400,000 yuan. Raise the maximum amount of the first and non-first housing provident fund loans for employees respectively; Meet the rigid and improved housing needs of employees.
Legal basis:
Article 17 of the Regulations on the Management of Housing Provident Fund
The new employee starts to pay the housing provident fund from the second month after joining the work, and the monthly payment amount is the employee's own salary multiplied by the employee's housing provident fund payment ratio.
The newly transferred employees of the unit shall pay the housing provident fund from the date when the transferred employees pay their wages, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio.