The following houses can apply for provident fund loans:

① Commercial housing (the developer must sign a loan cooperation agreement with the municipal housing provident fund management center);

(2) the existing housing (that is, the purchase of property rights through housing reform);

③ Second-hand houses (stock houses are listed and traded);

(4) houses without property rights (must be mortgaged by the ownership of their own or third-party houses;

⑤ Auction house (the auction company must sign a loan cooperation agreement with the municipal housing provident fund management center).