How to apply for Wangnong Loan;
1. Help to apply for loans through village amoy personnel;
2. Enter the network agricultural loan wireless terminal to apply for a loan;
3. Need to provide identity information and corresponding proof of assets such as land, houses or shops;
4. Online merchant banks can lend money on the day after approval at the earliest.
Farmers who need loans can enter the wireless terminal of online agricultural loans to apply for loans with the help of the staff of local rural Taobao service outlets, and provide identity information and assets certificates of corresponding land, houses or shops when applying for loans. The online merchant bank will lend money in real time after approval.
Amount of online loan from online merchant bank:
Regarding how to calculate the loan amount of farmers, the person in charge of the online merchant bank said that the assets of farmers (livestock, farm tools, etc.). , uploaded by Village Amoy), online shopping records, loans from banks in the past, and good reputation in the village will be added to increase the quota. At the same time, in order to increase the loan amount of Wangnong, the debt situation will also become the focus of investigation.
The online merchant bank will also pay attention to the customer default of each village amoy site at any time. If the bad record caused by concentrated moral hazard other than normal overdue is found, we will not only revoke the qualification of Wangnong Loan and cancel the qualification of partner, but also take necessary legal measures with the local government when necessary.