It's usually fake.

Loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds according to certain interest rates and repayment conditions. Simple and popular understanding is

Loans in a broad sense refer to loans, discounts, overdrafts, etc. Can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Second, what is a student loan?

Education loan refers to unsecured loans through education, which is one of the products of bank credit loans.

The qualifications required for a loan are:

1, graduated from college or above;

2. No employment experience for more than 6 months after graduation, and registered with the local labor and social security department;

3. The loan applicant must have a fixed residence and business premises;

4. The loan applicant must apply for a business license and a business license, and have a stable income and the ability to repay the principal and interest;

5. The project invested by the loan applicant must have certain self-owned funds in addition to the loan;

6. Meet other loan conditions of the bank.

Third, can the student loan be loaned at any time?

Education loans are not always available. Education loan is a kind of personal credit loan, which usually refers to the loan approved by the bank lending institution mainly with the education of the loan applicant as the restrictive condition. Since it is a personal credit loan, the borrower's loan qualification needs to meet the basic conditions of personal credit loan, and at the same time, it needs to meet the academic requirements of "learning loan". In other words, after the loan applicant meets the basic conditions of the bank loan application, the bank will approve the loan amount according to the borrower's loan qualification. Without considering other factors, the higher the borrower's education, the higher the approved loan amount. For the loan business, the general minimum entry threshold is a bachelor's degree, and some strict minimum requirements are a master's degree.

4. What is online learning loan 3000?

That is to say, you can borrow 3000 yuan with 1 online education.