meaning or consciousness? The deepest thing is that when the central bank allocates the credit scale, it takes the loan balance at the end of the month divided by the balance at the time of deposit as the measurement standard. Of course, it has to offset the time data of the denominator. The higher it is, the more scale it will get! Also, it is face. It's really unreasonable for many banks to judge their deposits by the level of the end of the month, and I don't know what it is like to make money at the end of the month.