Having money to spend is a safe formal platform, and it is never as insecure as some informal platform loans. Its background is very strong. Qianhua is a credit service brand under Baidu Finance, a former subsidiary of Xiaoman Finance. It is a big brand, reliable and low interest rate.

Secondly, the daily interest rate for using money is lower than that for using credit cards. If cash is withdrawn by credit card, the daily average interest rate is 0.05%, that is, the daily interest rate of the loan of 6,543,800 yuan+0,000 yuan is 5 yuan. Compared with credit cards, the interest rate of spending money is more transparent. The daily interest rate of spending money is as low as 0.02%, and the lowest interest rate of borrowing 654.38+100,000 yuan starts from 2 yuan every day.

At present, the expenses of easy loan include: interest, loan expenses (if any), and default interest will be charged if overdue. Early repayment is supported by easy loans. Whether there is liquidated damages for prepayment is subject to the page display. The specific charging standard is subject to the loan page display.

Precautions:

1. When applying for online loans, you must first understand the formality of the loan platform to avoid falling into the trap of criminals.

2. You can check online whether there are hidden fees on the online loan platform after the next payment. It is best not to apply for an online loan platform with hidden charges.