1. Report to the public security organ;

2. Report to the People’s Court;

3. Report to the People’s Procuratorate.

The ways to report loan fraud are as follows:

1. Report to the public security organs;

2. Report to the People’s Court;

3. Report to the People’s Procuratorate.

The conditions for loan deception are as follows:

1. Pretend to pay loan interest fees in advance as an excuse to defraud. When the loan interest fees are remitted to the other party's card, the other party disappears.

2. Use the pretext of proving the ability to repay the loan to defraud. At the same time, they will ask for money transfer more than once, and usually the other party will disappear once discovered;

3. Use the need to pay service fees as an excuse to defraud;

4. Ask the lender first Submit a series of materials, and after fully understanding the user's situation, require the user to apply for a card and transfer money to the card to prove the user's ability to repay the loan. As everyone knows, when the other party has a series of information about the borrower, they will usually transfer the money on the borrower's card to other accounts through various methods.

I hope the above content will be helpful to you. If you have any other questions, please consult a professional lawyer.

Legal basis: Article 175 of the "Criminal Law of the People's Republic of China"

The crime of obtaining loans, bill acceptances, and financial instruments by deception is obtained from banks or other Financial institution loans, bill acceptances, letters of credit, letters of guarantee, etc. that cause heavy losses to banks or other financial institutions or have other serious circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined.

Article 192

Whoever uses fraudulent methods to illegally raise funds for the purpose of illegal possession, and the amount is relatively large, shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be punished If the amount is huge or there are other serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment, and shall also be fined or have property confiscated. If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.