The loan amount of the provident fund is usually related to the account balance of the provident fund. Often, the higher the balance of the provident fund account, the higher the loan amount. Of course, it cannot exceed the maximum loan amount stipulated by the local provident fund management center. So how much can a 5000 provident fund loan be borrowed? Let's get to know each other.

How much can I borrow from a 5000 provident fund loan?

5000 provident fund loans up to 75000 yuan. Because the maximum amount of provident fund loans is determined by three aspects: individual deposit base, maximum loan amount and loan ratio. According to the current provident fund loan policy, the maximum loan amount of the first provident fund loan is 15 times of the individual deposit base. If the balance of the provident fund is 5,000 yuan, the maximum loan amount is about 75,000 yuan. Of course, different regions have different provisions on the multiple of provident fund loans, and the general loan range is between 50,000-100,000 yuan.

The calculation method of personal provident fund loan amount is mainly: (monthly deposit * total months of legal retirement age+balance of provident fund account) *2.

It should be noted that after the successful application for provident fund loans, it is necessary to pay the housing provident fund on time. If it is cut off halfway, the provident fund loan will be converted into a commercial loan, and the payment of the provident fund cannot exceed three months.