When applying for a loan, some borrowers will hope that it can be phased as long as possible, so as to minimize the repayment pressure. Some borrowers hope that the repayment time is shorter, which can reduce the interest expenditure. Many borrowers ask, are there any loans with longer repayment time? These kinds of loans can be divided into stages for a long time. Let's take a look! are there any loans with longer repayment time?

1. The longest installment time that a bank can apply for a credit loan is five years, which is 6 months when converted into months. If many people don't apply for credit loans, the loans they can apply for in the bank in this life are nothing more than mortgages, car loans and decoration loans. In order to attract more customers and meet the credit demand of unused customers, banks have launched credit loans. When a borrower applies for a credit loan in a bank, the maximum amount he can apply for is 2, yuan, and the lowest interest rate is the same as the benchmark loan interest rate of the bank. The borrower does not need to provide any mortgage or guarantee, so long as it meets the basic loan conditions of the bank, it can try to apply for a loan. For example, the longest loan amount that ICBC can apply for is 2,, and the longest installment time is five years. Borrowers can apply for loans on mobile banking, and the loan can be completed on the same day.

2. The secured loan of personal secured loan can be divided into stages for a long time, and the longest time can reach 2 years, but the borrower needs someone to guarantee himself. The guarantor needs personal qualifications that meet the bank standards and the economic conditions are not bad. If no one is willing to guarantee the borrower, the borrower can also turn to the guarantee company for help. The above is the related content sharing of "Is there a loan with a longer repayment time?" I hope to help you!