2, if there is intentional or collusion in the issuance of non-performing loans, so that the country suffered losses, it may constitute a crime.
3. Is there anything else? Such as other economic problems.
For these questions, you'd better ask a lawyer to meet your friend in person, and have a face-to-face talk with him, and you'll know the details, so you don't have to guess. The above opinions are for your reference.