Copy of my student ID card and ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan)

I explained the financial difficulties of my family.

A certificate issued by the township, town, street civil affairs department and county-level education administrative department about their family's financial difficulties. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.

Other supporting documents and materials required by the bank or school.

Explanation:

College student loans have gradually become the main service for major online lending companies to develop college student customers. College students' self-employment, installment consumption, education and training and other aspects of consumption expenditure make them become high-consumption groups with no fixed income, which makes them have a strong demand for loan services. However, the student loans and entrepreneurial loans provided by the national government with harsh conditions and troublesome applications can no longer meet the loan needs of today's college students.

Application conditions:

College degree or above;

Unemployed for more than 6 months after graduation, and registered in the local labor and social security department;

When applying for such loans, three points are more important:

First of all, the loan applicant must have a fixed residence or business premises.

Second, business license and business license, stable income and ability to repay principal and interest;

The third and most important point is that the projects invested by entrepreneurs already have their own funds.

Only those who meet the above conditions can apply to the bank. The materials to be provided at the time of application mainly include: proof of marital status, proof of repayment ability such as personal or family income and property status; Agreements and contracts related to the purpose of the loan; Guarantee materials, involving the ownership certificate and list of collateral or pledge, and the appraisal report of collateral (pledge) issued by the appraisal department recognized by the bank. In addition to written materials, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, qualified guarantor guarantee, etc. The payment amount is determined according to the specific guarantee method.