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Is Everbright Xinglong Trust a loan?
Everbright Xinglong Trust is not a loan. Everbright Xinglong Trust is a subsidiary of Everbright Group, and its main business includes trust business and inherent business. The business scope will involve wealth management, consumer finance, investment banking, equity investment and asset management. There are also credit loan products, such as China Everbright Pay Term Loan. Borrowing is a micro-loan service launched by Ant Group.

Many users may not be familiar with Everbright's salary loan. The loan product was jointly launched by Xiaoying Pratt & Whitney and Everbright Xinglong Trust Company. Because it is a revolving loan, as long as the loan is fully settled and the quota is restored, the customer can continue to borrow.

Moreover, the system will re-evaluate the audit, and customers should pay attention to maintaining good personal credit and have sufficient repayment ability, otherwise they will not be able to borrow again. If loans overdue repays the loan before, the system will probably freeze the quota, and the customer can't borrow any more.

The maximum application amount of Everbright's wage loan is 50,000 yuan, and the longest service period is 12 months. The information required for the application is the same as that for the small video card loan. You can provide personal identity authentication and face recognition, and then authenticate the mobile phone operator. The age range of open application is 22-50 years old.

Version information: Take Alipay 10.2.59 version, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.