If you mean to mortgage the same house for commercial loans, that's not possible, because a suite can only be mortgaged once. If it is a loan in other names, it depends on the amount you apply for. At present, the bank is willing to lend 500 thousand. It usually depends on your job and income. It is not difficult for a bank to check your repayment ability.
Second, the provident fund loan has not been repaid. Can I borrow it again?
It is impossible to use the provident fund loan again, but you can apply for a commercial loan.
3. Can I get another loan after loans overdue?
Loans overdue can't borrow any more. 1. loans overdue, usually can't apply for a loan. In the overdue state, users cannot continue to apply for loans. After paying off overdue debts, users will not be able to apply for loans until the overdue records are uploaded. This loan not only refers to overdue loans, but also includes other loans. 2. Therefore, users after loans overdue must pay off overdue debts as soon as possible, so as to delete overdue records as soon as possible. Loans overdue has the following consequences: 1. Will produce a high overdue penalty interest; 2. It will be collected; 3. If the borrower still fails to repay the loan after the judgment, the lending bank may apply for compulsory execution and will seal up and freeze the property of the person subjected to execution according to law; If the person subjected to execution has the ability to perform and refuses to perform, he may be included in the list of untrustworthy people; 4. If the circumstances are serious, it may constitute the crime of refusing to execute the judgment. 5. Paragraph 1 of Article 313 of the Criminal Law of People's Republic of China (PRC) stipulates that whoever refuses to execute the people's judgment or ruling, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. Loans overdue will not inform the village committee. 1. At present, most online lending platforms do not have a perfect collection process. If it is overdue, it may be collected by telephone or other illegal channels. Regular online lending companies will adopt a more moderate collection method within one month, and will not use the law from the beginning. Whether you will receive a subpoena after one month depends on the regulations of different online lending platforms and the agreement when you borrow money from the platform. 2. The online loan company will remind you to pay back first. If the overdue period is serious, the legal affairs of the other company will also warn you, and then solve the problem through legal means. As a reminder, don't affect the credit information because of overdue matters. It's not worth it. In this era when more and more attention is paid to credit reporting, good credit is very important. 3. If the lending institution or bank fails to perform the judgment within the performance period after winning the case, it will apply for enforcement.