The daily interest rate is 0.02%. In the loan contract of Minsheng Bank, it is agreed that the loan amount is 70,000 yuan, the purpose of the loan is to buy automobile products, the loan term is 36 months from the date of loan fund issuance, and the loan interest rate is fixed, with an annual interest rate of 6.9%. The daily interest rate is 0.02%. The interest rate of wage loans fluctuates on the basis of the benchmark annual interest rate announced by the central bank.