Frequent application for loans will make it difficult for users to borrow from banks in the future. Frequent loans will lead to too many credit records, which will make banks think that you have no normal repayment ability. In addition, frequent loans encounter informal platforms, which may also lead to the disclosure of personal information. In my experience, if there is a platform supported by Ping An Group, such as applying for Ping An Good Loan, there will be no information leakage.