The 30-year interest rate of the Bank of Communications loan is: the annual interest rate is 5.90%, the monthly interest rate is 5.90/ 12, and the benchmark interest rate for loans over five years is 5.4%; 6 months (inclusive) 5.6% 6 months to 1 year (inclusive) 5.6%. Medium and long-term loans, 6% for one to three years (inclusive), 6% for three to five years (inclusive) and 6. 15% for more than five years.

1. Which bank is the easiest to lend money?

1 Shanghai Pudong Development Bank. Puyin Point Loan is a personal online consumer loan product launched by Shanghai Pudong Development Bank. The loan can be released within 5 minutes at the earliest, and the maximum loan amount can reach 300,000 yuan. Customers can apply in online banking, WeChat banking and mobile banking. 2. China Industrial and Commercial Bank. ICBC's loans include Easy Loan and Ronge Loan. It is more troublesome to apply for a loan easily, and you need to spend your salary online. Electronic loans can be applied in online banking or mobile online banking. 3. Citibank Citibank's happy hour loan is mainly aimed at personal credit loan products for stable employment and middle-and high-income groups. The approval time is short, and it can be approved within 1 hour. However, the salary level is relatively high, and the pre-tax income is at least 7,000 yuan, which is paid by bank transfer. Having worked in the existing post for 3 months and accumulated working experience of not less than 2 years. 4. Bank of Communications. There are also good loans and angel loans, which can be applied through the relevant software on the mobile phone. Bank of Communications enjoys loans mainly to reduce people's consumption burden. It will provide customers with a special credit line independent of your credit card credit line, so it is equivalent to providing you with an additional credit line for your credit card consumption. 5. Agricultural Bank. The second loan of WebKit loan and mortgage loan. ABC's WebKit loan needs to invite customers before applying. After the mortgage loan is paid off in about 2 years, there will be a quota, and applying for KBao is conducive to improving the credit limit of ABC.

2. What are the loan interest rates of major banks?

At present, the interest rates of general bank loan products are almost the same, and the benchmark interest rate of short-term loans is generally around%. For medium and long-term loans, that is, the annual interest rate of loans for one to three years (including three years) is generally around%, while the interest rate of loans for three to five years is around%, and the interest rate of loans for more than five years is around%, which is generally not particularly high.

I suggest that if you are more concerned about the interest rate, you can ask the customer service of the bank before handling the loan and get the real-time interest rate.